v1.0.1
Announcing our new product
Let customers pay later, while you get paid today
Give your customers the freedom to pay over time, while you get paid upfront. Offer interest-free installments or flexible financing —no hidden fees, no added complexity. 
Trusted by over 8,000 businesses
Zaufało nam ponad 7,000 firm
Higher conversions
90%+ approval rates mean fewer abandoned carts.
Bigger order sizes
Flexible payments help bigger baskets get through checkout. 
No merchant fees
Financing is 100% free for merchants— no hidden fees, no surprises.
Fast approvals
Customers get an offer in seconds, so they can check out now, not later.
Bigger baskets, fewer drop-offs 
Give your customers the freedom to pay in installments—boosting conversions, improving cash flow, and making larger purchases more accessible. 
Pay Later
Split payments, boost sales
Offer interest-free installments. Customers can split payments into one, two, or three parts—driving higher conversions.
Flexible financing
Make big purchases manageable
Let customers pay over 3 to 72 months with financing that makes higher-ticket items more accessible, with no added costs for you.
Instant decision
Skip the wait, keep more sales
Shoppers get approved in seconds, so they can buy now, without the delays that turn carts into lost sales. 
Get paid in full, risk-free 
No cash flow delays
You get paid in full upfront—your customers pay later. No risk, no delays.
Dzięki Montonio udział udanych płatności wzrósł o prawie 10%, co zwiększyło obrót naszego sklepu internetowego o 10%!

Frequently Asked Question

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How does Montonio’s Pay Later work?
Does financing cost anything for merchants?
What’s the approval rate for financing?
Which platforms does Montonio integrate with?