Fuel your growth without the stress of fixed repayment schedule.
Stock up for peak season
Purchase inventory in bulk at higher margins.
Invest in marketing
Fund ads, influencer campaigns, or product launches.
Expand into new markets
Launch in new regions, open new channels, or localise content.
Fast. Simple. Transparent.
Your business deserves financing that moves as quickly as you do.
1. Apply online
Fill out the online application and share your business data via secure integrations. It only takes 10 minutes.
2. Get your personalised offer
Receive a tailored financing offer within 24 hours. No paperwork, no hassle, no obligations.
3. Repay as you earn
A percentage of your sales revenue is automatically deducted for loan repayments. When sales are high, you repay faster. When sales slow down, repayments adapt.
Financing service is provided by Montonio's partner Soft loans UAB.
How repayments work
Each time you get paid by a customer, a small % of the payout goes to Softloans until the balance is cleared. When sales slow down, so do the repayments. No late fees, no penalties, no hidden costs.
Sample terms
Loan amount: 12,000€
Interest:
0%
One time fee: 10%, deducted from the loan amount = 1,200€
Repayment: No fixed schedule, 15% of every sale is automatically used to repay the loan.
Growth financing for ecommerce merchants
Fast process - Fill in the application within minutes, receive the offer on the next day
No collateral required - Approval is based only on your actual business data
Clear pricing - One fixed fee agreed upfront (typically 10 - 15%), no interest
Flexible repayments - Tied to your sales, not a fixed repayment schedule
Growth-focused - Finance inventory, marketing campaigns, and expansions
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